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Discover Peace of Mind with Ontario Travel Insurance


Embark on Your Adventures Safely — Request Your Travel Insurance Quote Today!

As an Ontario resident, you understand the unpredictability of travel. Whether you're exploring the snowy peaks of the Rockies, soaking up the sun on a Caribbean beach, or navigating the bustling streets of a foreign city, the unexpected is part of the journey. But unexpected doesn't have to mean unprepared. Protect your travel investment with comprehensive travel insurance tailored specifically for you, from Ontario's trusted insurance brokerage.

Get a Quote or call us: 1-800-565-8552

happy family getting ready to board a plane departing from toronto feeling secure with travel insurance.jpg

Why Do You Need Travel Insurance?

When travelling outside Canada, be aware that your Canadian health insurance might not cover medical expenses incurred abroad. Provincial or territorial health plans often provide limited or no coverage for healthcare received outside the country, and they do not offer advance payment for medical services. Healthcare costs in foreign countries can be significantly high, with many hospitals demanding immediate payment in cash. Moreover, in certain countries, access to hospital or clinic treatments might be denied unless you have adequate insurance coverage or funds to cover your expenses. It's important to note that the Government of Canada will not take responsibility for these medical costs.

Travel brings the unexpected into our lives, often in the form of delightful surprises but sometimes as unforeseen challenges. Travel insurance is your safety net, offering financial protection and peace of mind against these unforeseen challenges. From medical emergencies and trip cancellations to lost luggage and delays, travel insurance ensures you're covered, allowing you to focus on what truly matters — making unforgettable memories.

family at airport smiling after securing their trip with travel insurance

What is Travel Insurance?

Travel insurance is a comprehensive plan designed to protect you from the financial risks and losses that can occur while travelling. It's not just about medical coverage; it's a complete package that covers a wide range of situations, ensuring you're protected in almost any scenario.

Single-Trip vs. Multi-Trip Insurance

  • Single-Trip Travel Insurance is perfect for travellers planning a one-off trip. Whether it's a family vacation, a business trip, or a solo adventure, single-trip insurance covers you for the duration of your journey.
  • Multi-trip insurance is designed for the frequent traveller. If you find yourself boarding planes more often than not, multi-trip insurance offers year-round coverage for all your trips, saving you time and money.

When Should You Buy Travel Insurance?

The best time to purchase travel insurance is immediately after booking your trip. Early purchase ensures you're covered for trip cancellations or interruptions that may occur before your departure.

What Does Travel Insurance Cover?

Travel insurance coverage includes but is not limited to:

  • Medical emergencies and evacuation
  • Trip cancellation and interruption
  • Lost, stolen, or delayed baggage
  • Flight delays and missed connections

Different Types of Ontario Travel Insurance

Our plans are designed with Ontario residents in mind, offering:

  • Comprehensive Travel Insurance: All-inclusive coverage for peace of mind.
  • Medical-Only Travel Insurance: For those needing only medical coverage.
  • Trip Cancellation & Interruption Insurance: Protect your investment against unexpected changes.
  • Specialized coverage options for students, expatriates, and more.

How Much Does Travel Insurance Cost?

The cost of travel insurance varies based on the length of your trip, the coverage you choose, and your age. However, investing in travel insurance is investing in your peace of mind. With policies tailored to Ontario residents, we ensure competitive pricing and comprehensive coverage.

woman looking at gate departures getting ready to go on flight after registering for travel insurance

The Youngs Insurance Brokers Advantage

At Youngs Insurance Brokers Inc., we're not just another insurance brokerage. We're your partners in protection, offering a blend of tradition, innovation, and excellence that sets us apart. Here's why thousands choose us for their insurance needs:

  • Instant Peace of Mind: Get free online quotes in minutes. Discover how easy securing your future can be with our streamlined process.
  • A Century of Trust: With over 110 years of business experience, we bring unparalleled expertise and insight to the table. Our legacy is your advantage.
  • Across Ontario, Close to You: With locations spread throughout Ontario, expert advice and support are always within reach. We're your neighbourhood experts, province-wide.
  • Efficiency That Counts: Time is precious. That's why we pride ourselves on the efficient and quick processing of claims and applications. We work diligently, so you don't have to wait.
  • Commitment to Superior Customer Service: Our dedication to superior customer service and fostering lasting relationships sets us apart. We're here to guide, assist, and ensure your insurance journey is smooth and understandable.
  • Value and Integrity in Every Quote: Competitive rates paired with fair premium policies ensure you receive the best coverage without compromise. With Youngs, your investment is in secure futures, not just policies.
  • Your Champion: As your advocate, Youngs Insurance works for you, not the insurance companies. Our partnerships with leading insurance carriers—trusted brands you know—mean we find coverage that fits your unique needs.
  • Community and Compassion: At Youngs Insurance, our commitment extends beyond policies to people. We're passionate about giving back to the communities we serve across Ontario, a commitment that's integral to our legacy. Through our #GiveBackOntario program, established in 2016, we aim to inspire and collaborate with others in making a tangible difference

Ready for Your Next Adventure?

Let us help you embark on your next journey with confidence. Request your personalized travel insurance quote today and travel with the peace of mind that only comes from knowing you're fully protected.

Get a Quote or call us: 1-800-565-8552


Frequently Asked Questions

What is Travel Insurance?
Travel insurance is designed to cover unexpected costs and losses associated with traveling. It can include coverage for trip cancellations, medical expenses, lost luggage, and other unforeseen events.
Why Do I Need Travel Insurance?
It provides financial protection against common travel-related issues, such as trip cancellations, medical emergencies, or lost baggage.
What Does Travel Insurance Cover?
Coverage typically includes trip cancellation, trip interruption, medical emergencies, evacuation, lost or delayed baggage, and sometimes rental car damage.
How Do I Choose the Right Travel Insurance Plan?
When you work with an insurance broker, they will work with you to assess your travel needs, destinations, and the level of coverage desired. They will then look for the best plan from different providers to help you find the best fit for your trip.
Can I Purchase Travel Insurance After Booking My Trip?
Yes, but it's advisable to purchase insurance soon after booking to ensure broader coverage, including pre-departure cancellations.
Does Travel Insurance Cover Pre-Existing Conditions?
Many plans may offer coverage for pre-existing conditions depending on the type of medical condition and the length of time the condition has been stable.
Is Travel Insurance Expensive?
The cost varies depending on your trip cost, destination, duration, and the coverage you choose. Generally, it's a small fraction of your trip expense.
Can I Cancel My Travel Insurance Policy if My Trip is Cancelled?
Many insurers offer a review period during which you can cancel your policy for a full refund if you haven't started your trip or filed a claim.
What Should I Do if I Need Medical Attention Abroad?
Contact your travel insurance provider's emergency assistance immediately to guide you to approved medical facilities.
Does Travel Insurance Cover Trip Cancellations Due to COVID-19?
Policies vary, but many newer policies may offer some coverage for COVID-19 related cancellations or medical treatment.
How Do Deductibles Work in Travel Insurance Policies?
Deductibles in travel insurance policies function as a cost-sharing measure between the insurer and the insured. Essentially, a deductible is a specified amount of money that the insured must pay out-of-pocket before the insurance company begins to cover expenses related to a claim.

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