Search Youngs Insurance
Youngs Insurance Blog
When discussing insurance, it often relates to protecting your life, or property that is important to you, like your home, or vehicle. Understanding the terms in your insurance policies or that your Insurance Broker may use will ensure that you can make informed and smart decisions regarding your insurance choices.
As the boating season approaches, it is important to brush up on your boat safety knowledge to ensure a safe and enjoyable summer filled with great memories and boating adventures! Whether this will be your first summer with a boat or you have previous boating experience, it is just as important to know the best safety tips to keep yourself, your passengers, and anyone else out on the water safe.
A reliable vehicle can save you a lot of stress, time, money, and effort and is an important factor that should go into your decision-making when purchasing a new car. Having a reliable vehicle means you can get longevity out of the purchase, and hopefully won’t be in unnecessarily unsafe situations or have to pay for costly repairs.
If you are convicted of distracted driving in Ontario, it will be on your driving record, which is a factor when it comes to determining your car insurance premium. Any driver with distracted driving convictions on their record should expect the price of their car insurance to increase. Minor and major driving offenses will affect your auto insurance rates differently, and as of January 1, 2019, Ontario insurance companies consider distracted driving convictions to be a major offense.
Knowing what to look for in an Insurance Broker, what to avoid, and which questions to ask can be an overwhelming process. We want to make this process easier for you so you can be comfortable with your decision when selecting an Insurance Broker to work with. Continue reading to find out how you can be sure you have chosen the best Insurance Broker for you.
The summer months offer the chance to enjoy time out on the water, whether it be sailing, boating, or jet-skiing. Before heading out on the water, it is important to have adequate insurance on your boat or watercraft. Continue reading to learn why boat and watercraft insurance is so important and to learn how it will keep you, your property, and other individuals enjoying the water safe and protected.
With gas prices constantly rising, Canadians are on the lookout for ways to save money on gas and for the most fuel-efficient car options currently on the market. With electric vehicle options now available in Canada, the opportunities to save money on gas continue to increase. If you aren’t interested in switching to an electric vehicle, there are many great gas or hybrid options you can try that will still help you to be a more fuel-efficient driver and save money on gas.
Spring showers may bring May flowers, but they also bring the risk of floods that can cause expensive damage to your home and personal belongings. Ontario residents are more likely to experience a flood than a fire, especially in the spring months, so be sure to prepare your home by following our flood prevention tips. You should also talk to your insurance broker to make sure your home insurance policy is up to date to help avoid the costliest natural hazard in Ontario.
Spring has officially arrived! Conducting basic maintenance on your home or cottage in the spring is an important way to help avoid home insurance claims and to help maintain the value of your property. Follow our spring maintenance checklist to help protect your home.
Halloween may be the scariest day of the year… but not for your insurance! Follow our tips on how to protect your property and avoid common insurance claims made around Halloween.