How Distracted Driving Can Affect Your Car Insurance
If you are convicted of distracted driving in Ontario, it will be on your driving record, which is a factor when it comes to determining your car insurance premium. Any driver with distracted driving convictions on their record should expect the price of their car insurance to increase. Minor and major driving offenses will affect your auto insurance rates differently, and as of January 1, 2019, Ontario insurance companies consider distracted driving convictions to be a major offense.
