Pool Safety Lessons You Need to Know This Summer

It’s officially summer in Ontario, and if you’re a pool owner, it’s important to know about the safety risks and insurance coverage that is essential for pool owners.

You may be getting ready to open your pool, or perhaps you’ve already opened it and had your first swim. If you’re a pool owner, you know that there are risks that are associated, however, are you aware of how a pool impacts insurance? We’ve shared insightful tips to avoid any pool-related risks this summer.

Four Insurance Lessons to Learn About Pool Safety & Insurance

#1 Keep Your Insurance Broker Informed

One of the best ways to understand the insurance implications and risk of owning a pool is to speak to your Youngs Insurance Broker.

Also, we’ve noticed that on occasion people forget to let their insurance broker know they added a pool to their home. This is important as it impacts your home insurance. Frankly, any renovations to your home must be reported to your insurance broker.

#2 A Pool Impacts Home Insurance

Without a doubt adding a pool to your property/backyard will require an adjustment to your home insurance policy. In particular, your home insurance liability coverage may need to be adjusted.

There are many reasons why adjustments will need to be made, two of the main reasons are:

increased possibility of risk,
a pool adds to the overall monetary value of your home.

To protect yourself against any potential issues, speak with your Youngs Insurance Broker about increasing your liability coverage.

#3 Pool Safety Rules to Help Mitigate Risk

Most understand the obvious risks associated with owning a pool. However, if you have proper security measures in place, you can better manage potential risk and injury.

It’s vital you invest in proper security to ensure the pool cannot be accessed while unmonitored. For example, having a fence surrounding the pool with a locked gate and video surveillance is a great place to begin. In addition, everyone using the pool should be fully aware of the pool safety rules before use. Having those rules posted near the pool is highly recommended. Consider swimming lessons for anyone in your household who needs them.

#4 Always Remember…

As the homeowner, you are responsible for everything that happens on your property; therefore, you should take the necessary steps to reduce risk or injury and ensure an enjoyable time for everyone.

Your pool can be a great gathering place for friends and family; make sure you keep everyone safe and know the insurance implications.

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