Whether you experience a break-in or not, it’s important to take preventative measures, even if you have home insurance. We’ve shared tips on how to prevent and be prepared in case you ever run into this unfortunate situation.
In Canada, a home break-in happens every 90 seconds. And while we might think it could never happen to us, being prepared for the worst is always a good idea in case the worst happens.
Five Tips to Help You Avoid a Home Break-In
Tip 1: Understand Your Insurance Policy
It is essential that you review and understand your home insurance policy. In doing this, you’ll have a better idea of your coverage and what exactly it protects.
Tip 2: Keep Your Inventory Updated
Keeping an updated home inventory checklist is crucial. Adding pictures and videos to your inventory checklist is even better to make the reporting of a claim process easier. We’ve created a great Home Inventory Checklist for you to use, click here.
Tip 3: Consider Additional Protection
There are two options when it comes to storing valuable items and documents in a safe. You can get home safe, but, if you don’t bolt them down, there’s potential for them to be stolen during a break-in.
Another option is to use a bank safety deposit box. Your access might be more restricted however, this guarantees security.
Tip 4: Secure Your Home
You may want to consider investing in a burglar alarm system as this could deter criminals from breaking into your home. Also, ensure your doors and windows are always locked before leaving your home and do your best to make your home look like it’s occupied. One way would be to leave some lights on.
What to Do if You Experience a Break-in:
Your first steps should be to remain outside your home until you have called 911 and it is determined safe to enter. Survey your home and take notes, pictures, and/or videos of any damaged or stolen property. Then you should contact your insurance broker and submit a claim.
The best thing you can do is to be prepared for an event like a break-in. Remember, protect your home by following these tips and by ensuring your home insurance policy has the right coverage.
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