Bizarre Holiday Mishaps That Are Covered by Home Insurance

Make sure you stay safe and protected this holiday season by reading about some bizarre but common mishaps. Luckily, if you experience any of these you will most likely be covered by your home insurance policy.

Make sure to lead with safety during the holidays as it can be easy to distractedly rush into mishaps. These problems can be common, read how to avoid these unfortunate situations.

Three Holiday Mishaps and How to Avoid Them

#1 Christmas Tree Fire |

Although this occurrence is rare, Christmas tree fires do happen. It’s important you know the basics when it comes to Christmas tree safety. Often, Christmas tree fires are caused by something other than the tree itself. Make sure your lights aren’t touching any presents, boxes, curtains, or other flammable items. Overloaded electrical wires are one of the most common causes of tree fires, so when you are doing your holiday decorating keep that in mind.

Home Insurance Tip >> Gifts and other property destroyed by a Christmas tree fire, could be covered by your home insurance policy – depending on your particular coverage.

#2 Break-Ins |

If someone breaks into your home and steals the gifts under your tree, don’t worry you are protected. It’s a nightmare thinking that someone could do this, but it is helpful knowing that this is something that your home insurance would protect you against.

Home Insurance Tip >> Any holiday property that is stolen will most likely be recoverable through your home insurance policy.

#3 Icy Slips & Falls |

You could be responsible for someone’s slip or fall if they get hurt on your property due to your driveway or walkway being icy or too cluttered with decorations. Your home insurance policy will likely cover this mishap but avoiding it altogether is ideal. Always keep your property shoveled and salted as during the holiday season there are more people delivering packages, delivering food, etc. Ensure you are decorating your home with purpose and are keeping others’ safety in mind.

Home Insurance Tip >> Slips and falls resulting in injury could be covered by your home insurance policy – depending on your particular coverage and the circumstances.

If you’re looking for some other holiday reads, be sure to check this out, 8 Easy Ways to Stay Safe on the Road this Holiday Season.

Some mishaps may seem bizarre but can occur more often than you would expect! Although they are likely covered by your home insurance policy, don’t hesitate to contact your Youngs Insurance Broker for clarification today.